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Govt Schemes for Agriculture: Agriculture Schemes in India

Govt Schemes for Agriculture: There is no doubt that agriculture, along with related sectors, is the largest source of livelihood in India, especially in largely rural areas. Agriculture also makes a significant contribution to gross domestic product (GDP).

The welfare of farmers is always on the top priority of the Indian government. To benefit farmers government has implemented various schemes (Yojans) to encourage the agricultural sector and improve the economic conditions of farmers.

Govt schemes for agriculture are very beneficial for farmers and they need to be aware of them to take advantage of these schemes. Therefore, in this article, we will tell you about some of the government schemes of agriculture for farmers in India.

Govt Schemes for Agriculture

8 Govt Schemes for Agriculture in India

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana is one of the govt schemes for agriculture that provides comprehensive crop failure insurance and thus helps stabilize farmers’ income. 

The program covers all food and oilseed crops and commercial/horticultural annual crops for which yield data are previously available and for which the required number of crop cutting trials (CCEs) is carried out under the General Crop Assessment Survey (GCES). The scheme is managed by enlisted general insurance companies. 

The implementing Agency (IA) is selected by the government of the state concerned through a tender. This scheme is mandatory for farmers who receive loans through crop loans/KCC accounts for declared crops and volunteers for others. The system is administered by the Ministry of Agriculture.   

You can see the details about this scheme by clicking here.

Kisan Credit Card Scheme (KCC)

Government has a vision that our farmers should be Atma Nirbhar and do not rely on high-interest credit sources. So Kisan Credit Card is a step towards this. The Kisan credit card program is among govt schemes for agriculture that allows farmers to borrow on time. 

The Kisan credit card program was introduced in 1998 with the aim to provide farmers with a formal short-term loan.

The KCC program was launched to ensure that growers in the agriculture, fisheries, and livestock sectors are eligible for credit. Under the Kisan Credit Card scheme, farmers are granted short-term loans for the purchase of equipment and other agriculture expenses. 

Many banks in the country offer KCC loan these banks include SBI, ICICI, AXIS, HDFC, etc.  

Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

This scheme was launched on 01 July 2015 with the slogan Har Khet Ko Paani. Pradhan Mantri Krishi Sinchai provides a complete solution for the irrigation supply chain, water resources, distribution systems, and farm-level applications. 

The vision of the government is to ensure the inclusion of Har Khet ko pani in the water system and improve the capacity to use water. Pradhan Mantri Krishi Sinchai Yojana (PMKSY) focuses on creating reliable resources for irrigation, and also on creating protected irrigation by harnessing rainwater through Jal Sanchay and Jal Sinchan.

You can see the further details about this scheme here

Also Read: Ayushman Bharat Bima Yojana

Rainfed Area Development Programme (RADP)

The Rainfed Area Development program was launched as a subprogram under the Rashtriya Krishi Vikas Yojana (RKVY). The scheme was started to improve the farmer’s quality of life, particularly small and marginal ones, by offering a comprehensive package of activities to increase agricultural yields. [1]

It also helps to sustainably increase the agricultural productivity of rainy areas by adopting approaches based on an appropriate agricultural system. With its diverse and complex agricultural system, it minimizes the negative impact of possible crop failure due to drought, floods, or uneven distribution of precipitation. 

The scheme also helps increase farmers’ incomes and livelihoods to reduce poverty in rainfed areas.

National Mission for Sustainable Agriculture (NMSA)

The National Mission for Sustainable Agriculture is among eight missions included in the National Action Plan for Climate Change (NAPCC). This is one of the govt schemes for agriculture in India.

It aims to support sustainable agriculture through measures to adapt to climate change, increase agricultural productivity, particularly in rainfed areas, with an emphasis on integrated agriculture, soil health, and the coordination of resource protection.

Schemes Under National Mission for Sustainable Agriculture (NMSA)

  • Rainfed Area Development (RAD) – RFS Division implement this scheme
  • Soil Health Management (SHM) – INM implements this scheme
  • National Centre of Organic Farming (NCOF) – INM Division implements this scheme
  • Paramparagat Krishi Vikas Yojana (PKVY) – INM Division implements the scheme
  • Soil and Land Use Survey of India (SLUSI) – RFS Division implements the scheme 
  • Sub Mission on Agro-Forestry (SMAF) – NRM Division implements the scheme
  • National Rainfed Area Authority (NRAA) – RFS Division implements this scheme
  • Mission Organic Value Chain Development in North Eastern Region (MOVCDNER) – INM Division implements the scheme

Dairy Entrepreneurship Development Scheme

The Department of Animal Husbandry, Dairy, and Fisheries start the Dairy Entrepreneurship Development Scheme (DEDS) which covers activities such as the development, procurement, storage, transport, processing, and marketing of milk to create self-employment opportunities in the dairy sector. 

The scheme provides reserve capital support for banking projects. The plan is implemented by the National Bank for Agriculture and Rural Development (NABARD). The main objectives of the scheme are:

  • To encourage the creation of modern dairy farms to produce pure milk, promote the breeding of heifer calves, thus maintaining good breeding. 
  • Introduce structural changes in the unorganized sector so that the initial milk processing can be carried out at the village level. Upgrading standard and conventional technology for commercial milk processing. 
  • Creating self-employment and providing infrastructure especially for the unorganized sector. 

Livestock Insurance Scheme

Livestock insurance system, a centrally funded system, was started on a pilot basis in 2005-2006 and 2006-2007 in the context of the 10th Five-Year Plan and the 11th Five-Year Plan 2007-2008 in 100 selected districts. The program is regularly implemented in 100 newly selected districts across the country from 2008 to 2009.

This plan provides insurance for cross-breeding and high-yielding cattle and buffaloes at the highest price on the current market. Premiums are supported up to 50%. All subsidy costs are covered by the central government. Subsidy benefit is provided to a maximum of 2 animals per beneficiary during a maximum policy period of three years.

Except for Goa, this scheme is implemented in all states of the country through the relevant Livestock Development Board. It is proposed to extend this system to the 100 old districts included in the pilot project and to other animal species, including native cattle, yaks, and mithuns.

Pashu Kisan Credit Card Scheme

Pasha Kisan credit card scheme was started by the government of India for livestock farmers. The purpose of the scheme is the growth and development of the livestock industry in India. Haryana was the first state in the country to give farmers a Pasha Kisan credit card. 

According to this scheme, a farmer can get a lot to purchase cows, buffaloes, goats, etc. You can apply for a Pasha Kisan credit card, by going to the nearest bank.

For the benefit of animal husbandry farmers, the Indian government has started the Pashu Kisan credit card scheme. This card will increase livestock trade in the country and help farmers earn more.


India is an agricultural country and most people are earning their livelihood through agriculture so it is an important industry. The government of India paid special attention to the agriculture sector and started several schemes for the country’s farmers. 

These schemes are launched with the aim to benefit the farmers. The above schemes are launched for different purposes for the farmers so that they can take benefit from them and improve their economic condition and help in developing the economy of the country.  

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