India, a nation of more than 140 crore population, is known for its cultural diversity and rich heritage. The government has started several social welfare schemes in India to benefit such a vast population.
These incentives aim to uplift its citizens and foster inclusive growth, address socioeconomic disparities, and enhance the overall well-being of individuals nationwide.
In this comprehensive blog post, we will explore various social welfare schemes introduced by the Indian government.
Encompassing areas such as financial inclusion, education, healthcare, women empowerment, and more, these schemes collectively contribute to the nation’s holistic development.
Table of Contents
Aim of Social Welfare Schemes in India
The government aims to start welfare schemes with the following objectives:
Eradicate Poverty: The primary goal is to reduce poverty and uplift the living conditions of society’s marginalized and economically disadvantaged sections.
Inclusive Growth: Promoting inclusive growth by ensuring equitable access to resources, opportunities, and social benefits for all citizens.
Education and Skill Development: Emphasizing education and skill development programs to empower individuals and enhance their employability, leading to better livelihood prospects.
Healthcare and Sanitation: Improving healthcare facilities, providing access to affordable healthcare services, and promoting sanitation initiatives to enhance public health and hygiene.
Women Empowerment: Implementing schemes that empower women, promote gender equality, and ensure women’s active participation in social, economic, and political spheres.
Rural Development: Focusing on rural development through initiatives targeting agriculture, infrastructure development, rural employment generation, and sustainable livelihood opportunities.
Social Security: Providing social security measures to protect vulnerable populations, such as older people, persons with disabilities, and those living below the poverty line.
Environmental Conservation: Promoting environmental conservation and sustainable development practices to ensure the well-being of present and future generations.
Financial Inclusion: Ensuring access to financial services for all citizens, including banking facilities, insurance schemes, and social security benefits.
Digital India: Harnessing the power of technology and digitalization to bridge the digital divide and enable access to various government services and welfare programs.
These aims collectively reflect the government’s commitment to creating a more equitable and inclusive society, addressing social challenges, and improving the overall well-being of its citizens.
Importance of Social Welfare Schemes
India’s social welfare schemes play a vital role in uplifting and improving the lives of millions of people across the country.
These schemes, aimed at promoting social welfare, address various aspects of human development, ranging from education and healthcare to financial inclusion and women empowerment.
Social welfare schemes in India significantly impact the lives of individuals and contribute to the nation’s overall development. These schemes focus on inclusive growth, equality, and empowerment, ensuring no one is left behind.
By prioritizing education, healthcare, financial inclusion, and skill development, India aims to create a more equitable and prosperous society.
Types of Welfare Schemes in India
In India, the government implements various schemes to address the needs of its citizens. These schemes are classified based on their funding sources and implementation mechanisms.
Central Sector Schemes (CS): Schemes that receive total funding from the central government are known as “central sector schemes” (CS), while schemes primarily funded by the central government and implemented by the states are termed “centrally sponsored schemes” (CSS).
The central government fully finances central sector schemes (CS) to benefit the people directly. These schemes are designed and implemented nationally, focusing on agriculture, education, healthcare, infrastructure, and social welfare sectors.
By providing complete financial support, the central government maintains direct control and oversight over these schemes, ensuring uniformity and efficient implementation across the country.
Central Sponsored Schemes (CSS): Centrally sponsored schemes (CSS) are joint efforts between the central and state governments. While the central government provides a significant portion of the funds, the state governments contribute financially to these schemes.
The respective state governments primarily carry out the implementation and execution of CSS as they better understand the local needs and challenges.
This collaborative approach allows for tailored solutions that cater to specific regional requirements while ensuring the overall objectives of the scheme are met.
Both central sector schemes (CS) and centrally sponsored schemes (CSS) play crucial roles in addressing socioeconomic challenges and improving the lives of the people in India.
While CS schemes provide centralized support and coordination, CSS schemes facilitate decentralized implementation, promoting a cooperative framework between the central and state governments.
These classifications help streamline the governance and financing of schemes, ensuring effective utilization of resources and maximizing the impact on the intended beneficiaries.
This difference enables efficient management and execution of schemes, ensuring that the needs of the people are met while fostering cooperation between the central and state governments.
Now let’s take a look at the social welfare schemes in India
The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) is India’s significant social welfare scheme. Implemented in 2005, it aims to provide employment opportunities to rural households and uplift their living conditions.
The scheme guarantees a minimum of 100 days of paid employment per year to every household that requests it. Under MGNREGA, individuals from rural areas can engage in various works such as building roads, water conservation projects, creating assets, and agricultural activities.
By providing employment and income support to rural households, the scheme contributes to poverty alleviation and inclusive growth. It also promotes sustainable development practices and enhances the overall well-being of rural communities.
Overall, MGNREGA significantly empowers rural individuals, fosters socioeconomic development, and reduces rural-urban disparities in India.
Pradhan Mantri Jan Dhan Yojana
One remarkable initiative the government launched is the Pradhan Mantri Jan Dhan Yojana. With the aim of financial inclusion, this scheme focuses on providing banking facilities to every household in India.
The PMJDY program was launched on August 15, 2014, to provide banking services to every household. It aims to ensure that every family has at least one primary bank account, and it also focuses on promoting financial literacy, access to credit, insurance, and pension.
This program has significantly reduced poverty and promoted economic empowerment by opening bank accounts for the unbanked population.
The Jan Dhan Yojana has enabled millions of country people to access various financial services, such as savings accounts, overdraft facilities, and insurance coverage, thereby fostering a culture of savings and financial stability.
Pradhan Mantri Ujjwala Yojana
Clean cooking fuel is essential for both human health and environmental conservation. The Pradhan Mantri Ujjwala Yojana aims to address this crucial aspect by providing LPG connections to households living below the poverty line.
The Government of India provides cash assistance for PMUY connections, which varies depending on the cylinder size.
For a 14.2kg cylinder, the cash assistance is Rs. 1600, and for a 5kg cylinder, it is Rs. 1150. The cash assistance covers various expenses such as the security deposit, pressure regulator, LPG hose, domestic gas consumer card, and inspection/installation/demonstration charges.
Additionally, PMUY beneficiaries receive the first LPG refill and a stove free of cost, along with their deposit-free connection from Oil Marketing Companies (OMCs).
By promoting the use of clean energy, this scheme has significantly reduced indoor air pollution, especially in rural areas, and improved the overall well-being of families.
Access to clean cooking fuel prevents health hazards and empowers women by saving their time and enabling them to engage in other productive activities.
Sarva Shiksha Abhiyan
Education is the foundation for progress. The Sarva Shiksha Abhiyan (SSA) is a flagship program emphasizing universal elementary education across India.
The main objective of the SSA is to achieve Universal Elementary Education (UEE) in the country. It aims to ensure universal access and retention, bridge gender and social category gaps in education, and enhance children’s learning levels.
The SSA implements specific interventions aligned with the legally mandated norms and standards and the free entitlements specified by the Right to Education Act of 2009.
The program provides the opportunity to create state-specific implementation guidelines that align with the overall framework, allowing for flexibility and customization.
SSA has made significant strides in bridging the education gap by improving school infrastructure, teacher quality, and student enrollment.
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Skill development is necessary in today’s evolving job market. The Pradhan Mantri Kaushal Vikas Yojana focuses on enhancing youth skills and providing them with vocational training.
This initiative equips individuals with the expertise and knowledge required for gainful employment or entrepreneurship opportunities.
This scheme contributes to the country’s economic growth by aligning the workforce with industry requirements and empowers individuals to lead successful and fulfilling lives.
The primary objectives of PMKVY are to create an ecosystem that helps young people make informed choices about available skilling opportunities.
PMKVY provid support for skill training and certification, and promote sustainable skill centers with increased participation from the private sector.
Pradhan Mantri Gram Sadak Yojana (PMGSY)
Connectivity is crucial for rural development and upliftment. The Pradhan Mantri Gram Sadak Yojana (PMGSY) focuses on providing all-weather road connectivity to rural areas.
On December 25th, 2000, the government launched the Pradhan Mantri Gram Sadak Yojana This scheme, fully funded by the central government, aims to establish all-weather roads with necessary culverts and cross-drainage structures in rural areas.
This scheme aims to connect unconnected areas, ensuring that villages with a population of 1000 or more are covered within three years (2000-2003).
By improving accessibility, PMGSY enhances rural connectivity, promotes economic growth, and facilitates the movement of goods and services.
This scheme is vital in reducing isolation, improving livelihood opportunities, and fostering development in rural regions.
Integrated Child Development Services (ICDS)
Investing in the well-being of children is crucial for building a solid and prosperous nation. The Integrated Child Development Services (ICDS) scheme aims to provide comprehensive care, nutrition, and early childhood education to children under 6 years of age.
Central government funds the Integrated Child Development Services (ICDS), implemented by states and union territories (UTs) with the following goals:
- Enhancing the nutritional and health well-being of children aged 0-6 years.
- Establishing a solid foundation for the child’s psychological, physical, and social development.
- Decreasing the occurrences of mortality, morbidity, malnutrition, and school dropouts.
- Facilitating effective coordination of policies and implementation across various departments to promote child development.
- Educate mothers with the knowledge and resources to meet their child’s regular health and nutritional requirements through proper education and guidance.
By addressing malnutrition, promoting immunization, and offering preschool education, ICDS plays a vital role in nurturing children’s physical, cognitive, and emotional development, ensuring a bright future for the nation.
Beti Bachao Beti Padhao (BBBP)
Gender equality and female empowerment are necessary for a progressive society. The Beti Bachao Beti Padhao (BBBP) scheme promotes the rights and welfare of the girl child.
This initiative aims to address the declining child sex ratio, improve girls’ education access, and empower them to reach their full potential.
BBBP advocates for equal opportunities and protection against gender-based discrimination and encourages the active participation of girls in all walks of life.
The Beti Bachao Beti Padhao (BBBP) Initiative addresses the pressing concern of decreasing the Child Sex Ratio (CSR). The scheme sets forth the following aims:
- Eradicate gender-biased practices of selectively eliminating female foetus based on sex.
- Safeguarding and nurturing the lives of girl children, ensuring their survival and protection.
- Fostering educational opportunities and active involvement of girl children through synchronized and convergent efforts.
Women entrepreneurs contribute significantly to the country’s economy. The Mahila e-Haat platform is an online marketing portal that enables women to showcase and sell their products.
This initiative empowers women by providing them a platform to exhibit their skills and gain financial independence.
Mahila e-Haat fosters women’s entrepreneurship, strengthens their economic status, and encourages gender equality in business.
Pradhan Mantri Matru Vandana Yojana (PMMVY)
Maternal health and well-being are crucial for a healthy society. The Pradhan Mantri Matru Vandana Yojana (PMMVY) focuses on providing financial assistance to pregnant women and lactating mothers.
This scheme aims to reduce maternal mortality rates, improve access to quality antenatal and postnatal care, and promote women’s overall health during pregnancy and childbirth.
PMMVY ensures that women receive adequate nutrition, healthcare, and financial support during this crucial times of their lives.
Atal Pension Yojana (APY)
Retirement planning is essential for financial stability in old age. The Atal Pension Yojana (APY) is a pension scheme specifically designed for workers in the unorganized sector.
This scheme provides a guaranteed minimum pension based on the individual’s contribution during their working years.
APY encourages individuals to save for their retirement and offers them a sense of financial security, ensuring a comfortable life even after they cease to work.
National Social Assistance Programme (NSAP) – Old Age Protection
The National Social Assistance Programme (NSAP) is a comprehensive scheme that provides social security measures for the elderly population.
Through various pension schemes, NSAP ensures senior citizens receive financial assistance, enabling them to lead a dignified life post-retirement.
This program caters to the needs of vulnerable individuals, protecting them from economic hardships and ensuring their overall well-being.
NSAP currently includes five schemes: Indira Gandhi National Old Age Pension Scheme (IGNOAPS), Indira Gandhi National Widow Pension Scheme (IGNWPS), Indira Gandhi National Disability Pension Scheme (IGNDPS), National Family Benefit Scheme (NFBS), and Annapurna.
Sukanya Samriddhi Yojana (SSY)
The welfare of the girl child is a priority for the Indian government. The Sukanya Samriddhi Yojana (SSY) is a long-term savings scheme that aims to secure the future of girls by facilitating their education and marriage expenses.
Parents can open an SSY account for their daughters and contribute regularly. This scheme offers attractive interest rates and tax benefits, encouraging parents to save for their daughter’s higher education and empowering the girl child to fulfill her aspirations.
Women Helpline Scheme and One Stop Centre Scheme
Safety and support for women are essential for a progressive society. The Women Helpline and One Stop Centre schemes aim to provide immediate assistance and support to distressed women.
These initiatives offer a toll-free helpline number and establish one-stop centers where women can seek help for domestic violence, harassment, or emotional distress.
By providing a safe and supportive environment, these schemes empower women to assert their rights and lead a life free from violence and discrimination.
Social Security and Pension Schemes
Ensuring social security for all citizens is a vital aspect of welfare programs. India has implemented various social security and pension schemes to financially stabilize individuals, including the National Pension System (NPS) and the Employees’ Provident Fund (EPF).
These schemes offer retirement benefits, disability coverage, and financial assistance in the time of need, fostering social welfare and presenting a safety net for citizens.
Pradhan Mantri Jan Arogya Yojana (PMJAY)
Access to affordable healthcare is a fundamental right for every citizen. The Pradhan Mantri Jan Arogya Yojana, also known as Ayushman Bharat, is a pioneering health insurance scheme providing financial protection for medical expenses to vulnerable society.
This scheme offers over 50 crore individuals health coverage, making it the world’s most extensive health insurance program.
Under this scheme every family is provided with a health cover of 5 lakhs. PMJAY ensures that individuals receive timely and quality medical care, alleviating the financial burden associated with healthcare emergencies.
Pradhan Mantri Awas Yojana (PMAY)
The shelter is a basic necessity, and the Pradhan Mantri Awas Yojana (PMAY) aims to provide affordable housing for all sections of society. This ambitious scheme ensures housing for the economically weaker sections, urban poor, and slum dwellers.
PMAY offers financial assistance, subsidies, and infrastructure development to enable individuals to own houses and improve their living conditions. By providing adequate housing, PMAY contributes to social development and upliftment.
Urban Development Schemes
India’s rapid urbanization necessitates well-planned urban development initiatives. The government has introduced schemes such as the Smart Cities Mission, AMRUT, and Swachh Bharat Mission to promote sustainable urban growth.
These schemes focus on infrastructure development, waste management, cleanliness, and enhancing the quality of life in urban areas. By transforming cities into vibrant and livable spaces, urban development schemes contribute to the socioeconomic progress of the nation.
Swachh Bharat Abhiyan
Cleanliness and sanitation are fundamental for a healthy and hygienic environment. The Swachh Bharat Abhiyan, or Clean India Mission, is a nationwide campaign to create awareness about cleanliness, hygiene, and waste management practices.
This social welfare scheme emphasizes the construction of toilets, promoting cleanliness in public spaces, and fostering behavioral changes to maintain cleanliness.
Swachh Bharat Abhiyan is important in building a clean and sustainable India.
Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Financial protection against life risks is crucial for individuals and their families. The Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) are insurance schemes that provide affordable coverage for life and accidents, respectively.
These schemes offer individuals the option to secure their lives and protect their families from unforeseen circumstances. PMJJBY and PMSBY ensure that individuals can access insurance benefits at minimal costs, fostering financial stability and social welfare.
The Pradhan Mantri Suraksha Bima Yojana Scheme offers life insurance coverage for death due to any reason. The age eligibility for Pradhan Mantri Jeevan Jyoti Bima Yojana is 18 to 50 years, and applicants must have a bank account and provide consent for joining and enabling auto-debit to avail of PMJJBY.
Aadhaar card serves as the primary KYC document. Under Pradhan Mantri Jeevan Jyoti Bima Yojana, the risk coverage for the insured’s death due to any reason is Rs. 2 lakh.
Healthcare is a fundamental right, and Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana, is a significant step towards universal health coverage in India.
Ayushman Bharat is a flagship scheme of the Indian government launched to achieve Universal Health Coverage (UHC) as recommended by the National Health Policy 2017.
This scheme aims to provide health insurance coverage to economically vulnerable sections of society. Ayushman Bharat ensures that individuals can access quality healthcare services without worrying about the financial condition.
With its comprehensive coverage and cashless treatment, Ayushman Bharat is crucial in improving health outcomes and the population’s well-being.
Health Insurance Scheme for Weavers (HIS)
Recognizing the specific healthcare needs of weavers and artisans, the Health Insurance Scheme for Weavers (HIS) provides them with health insurance coverage.
This scheme ensures that weavers, who often face health-related challenges due to their occupation, can avail themselves of necessary medical services without financial constraints. HIS contributes to the overall welfare of weavers, promoting their well-being and preserving their traditional craftsmanship.
HIS scheme was launched in September 2014 by the Ministry of Textiles to provide healthcare to handloom weavers. A Health Insurance Company selected through an open tender procedure offered the healthcare facility.
Policyholders only have to pay the annual premium based on actual enrollment. The weavers submitted their health insurance claims directly to the company for payment.
The Office of the Development Commissioner (Handicrafts), Government of India, is currently implementing the following schemes to promote and develop the Handicrafts Sector:
- National Handicraft Development Programme (NHDP)
- Comprehensive Handicrafts Cluster Development Scheme (CHCDS)
- Mega Cluster (MC).
Pradhan Mantri Kisan Mandhan Yojana
Agriculture is the backbone of the Indian economy, and farmers play a vital role in food production. The Pradhan Mantri Kisan Mandhan is one of the social welfare schemes in India designed for farmers.
This scheme aims to provide farmers with social security and financial stability in their old age. Farmers become eligible for a pension after reaching 60 years of age by contributing a nominal amount during their working years.
The Pradhan Mantri Kisan Mandhan Yojana recognizes the immense contribution of farmers and ensures their well-being beyond their active farming years.
The Public Distribution System (PDS)
Food security is a fundamental right, and the Public Distribution System (PDS) ensures access to affordable food grains for eligible beneficiaries. This system aims to provide subsidized food grains to economically disadvantaged sections of society.
PDS plays a crucial role in alleviating hunger, reducing malnutrition, and ensuring the availability of essential food items to vulnerable populations.
The scheme emphasizes the distribution of essential commodities through a network of fair-price shops, thus addressing food security concerns nationwide.
Pradhan Mantri Shram Yogi
Workers and laborers form the backbone of the Indian economy, and their welfare is vital. The Pradhan Mantri Shram Yogi scheme focuses on providing social security to workers in the unorganized sector.
This scheme offers various benefits, including health coverage, life and disability insurance, and pension schemes.
Pradhan Mantri Shram Yogi ensures that workers have access to financial support and social security, promoting their overall well-being and empowering them to lead better lives.
The Urea Subsidy scheme focuses on providing affordable fertilizers to farmers nationwide. This scheme ensures that farmers can access fertilizers at reasonable prices by offering subsidies on urea, a crucial component for agricultural productivity.
The subsidy enables farmers to maintain the fertility of their lands, increase crop yields, and enhance agricultural output. This initiative, in turn, contributes to food security, supports rural livelihoods, and strengthens the agricultural sector, which forms the backbone of the Indian economy.
National Child Labour Projects
Recognizing the need to eradicate child labor and ensure the well-being of children, the National Child Labour Projects aim to provide comprehensive rehabilitation and educational support to children rescued from hazardous work environments.
These projects focus on rescuing children from exploitative labor, providing them with education, vocational training, and skill development opportunities.
By giving these children a chance to reclaim their childhood and acquire the necessary skills, the scheme paves the way for their future success and free from poverty.
National Scheme on Welfare of Fishermen
Fishermen are integral to India’s coastal communities, and their welfare is crucial for sustainable marine ecosystems and livelihoods. The National Scheme on Welfare of Fishermen addresses the specific needs of fishermen and their families.
It provides financial assistance for constructing and repairing boats, safety equipment, and establishing fish markets.
Additionally, the scheme offers insurance coverage, health services, and skill development programs to enhance fishermen’s overall well-being and economic condition.
Mahila Samman Savings Certificate (MSSC)
The Mahila Samman Savings Certificate (MSSC) is a notable social welfare scheme in India focusing on women’s empowerment and financial inclusion.
MSSC was launched to provide financial security and promote savings among women. The scheme offers an attractive interest rate along with various other benefits.
Under the MSSC scheme, women can invest in fixed-term savings certificates issued by authorized financial institutions. These certificates have a lock-in period, encouraging women to save for the long term. The scheme offers competitive interest rates that ensure savings growth over time.
One of the key advantages of the MSSC is its flexibility. Women can choose the investment amount based on their financial capacity and goals. The scheme allows partial withdrawal in emergencies, although certain conditions may apply.
The Mahila Samman Savings Certificate scheme empowers women economically by promoting financial literacy and encouraging saving habits. It enables them to build a financial cushion, plan for the future, and enhance their economic independence.
Impact of Social Welfare Schemes
The social welfare schemes in India have profoundly impacted the lives of millions of people across the country. These initiatives have brought about positive changes in their lives, including education, healthcare, financial stability, and overall well-being.
Through schemes like Pradhan Mantri Jan Dhan Yojana, people previously excluded from the formal financial system now have access to banking services, enabling them to save money, receive government benefits directly, and access credit for entrepreneurial ventures.
Pradhan Mantri Ujjwala Yojana has improved the lives of rural women by providing them with clean cooking fuel, reducing their exposure to harmful smoke, and improving their health.
Sarva Shiksha Abhiyan has made quality education more accessible, reducing the dropout rate and ensuring that children from all backgrounds have the opportunities to learn and build a better future.
Pradhan Mantri Kaushal Vikas Yojana has empowered youth by providing them with industry-relevant skills, enhancing their employability, and opening doors to better job prospects.
Pradhan Mantri Jan Arogya Yojana’s (PMJAY) impact has been significant, as it has provided financial protection to vulnerable sections of society, allowing them to access quality healthcare services without worrying about the financial burden. PMJAY has saved many lives and improved overall health outcomes.
Overall, these social welfare schemes in India have uplifted communities, reduced inequality, and improved the standard of living for millions of individuals.
These schemes have given people opportunities, resources, and support to lead better lives, contributing to their empowerment and the socioeconomic progress of the nation.
The welfare schemes play a vital role in transforming the lives of millions of individuals and promoting inclusive growth. From financial inclusion to education, healthcare, women empowerment, and social security, these initiatives address diverse aspects of well-being.
The government’s commitment to uplifting the marginalized sections of society is evident through implementing these schemes.
By creating a comprehensive support system, India is taking significant strides toward a more equitable and prosperous future for all its citizens.
Frequently Asked Questions (FAQs)
Q: How can I avail of benefits under the Pradhan Mantri Jan Dhan Yojana?
A: To avail of benefits, you can visit your nearest bank branch or approach a business correspondent (Bank Mitr) associated with the scheme. They will guide you through the account opening process.
Q: Who is eligible for the Pradhan Mantri Ujjwala Yojana?
A: The Pradhan Mantri Ujjwala Yojana targets women from below the poverty line (BPL) households. You can check the eligibility criteria and apply through the designated distribution centers.
Q: How does the Sarva Shiksha Abhiyan contribute to education in India?
A: The Sarva Shiksha Abhiyan focuses on providing universal elementary education by ensuring all children’s access, enrollment, and retention. It emphasizes infrastructure development, teacher recruitment, and quality improvement in schools.
Q: How can I apply for the Pradhan Mantri Kaushal Vikas Yojana?
A: You can register online through the official website of Pradhan Mantri Kaushal Vikas Yojana or visit the nearest authorized training center for guidance on the application process.
Q: What are the benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY)?
A: The Pradhan Mantri Jan Arogya Yojana provides health insurance coverage for hospitalization expenses, ensuring financial protection during medical emergencies. It covers pre-existing illnesses and offers cashless treatment at all hospitals across India.
Q: How can farmers avail themselves of the benefits under the Urea Subsidy scheme?
A: Farmers can approach authorized dealers or cooperatives to purchase urea at subsidized rates by providing necessary documentation and adhering to the guidelines set by the government.
Q: How are children rescued under the National Child Labour Projects rehabilitated?
A: Children rescued from hazardous labor receive educational support, vocational training, and skill development opportunities to help them reintegrate into society and lead better life.
Q: How can fishermen access the benefits of the National Scheme on Welfare of Fishermen?
A: Fishermen can approach the designated authorities or fisheries departments to avail themselves of the financial assistance, insurance coverage, health services, and skill development programs offered under the scheme.